Self Approval For Individuals

With SELF APPROVAL, you can find out under which conditions your file is approved in Credit Europe Leasing IFN SA!

The steps that have to be followed are:

• Fill in all the data of the applications. Click here
• Self approve your car leasing;
• Print the approved application;
• Prepare the file that has to contain the documents mentioned below;
• Submit the file to the nearest Credit Europe Leasing IFN SA representative.

Necessary documents for individuals:

• Labour book for an unlimited period of time (min. 3 months work period) – copy;
• Labour contract registered at the competent authorities;
• Identity card (copy);
• Income statement from the employer;
• Documents regarding other incomes such as rental contract or services provision agreement;
• Ownership contract or rental contract for the residence – copy;
• Last statement of account and specimen of signature from the bank – (copy);
• Declaration on own responsibility regarding any other leasing contract or credits;
• The accepted leasing application having your signature.

Minimum approval criteria for Car Leasing:

• The applicant should be resident of Romania;
• The risk value should be maximum EUR 50,000;
• The net monthly income of the applicant and endorser (if any) should not be less than RON 400 or equivalent. The net monthly income is the minimum monthly net income recorded for the last three months;

New Cars

• Tenor: 1 - 5 years
• Applicants age at the date of the application: 18 - 65 years
• Downpayment: 10% - 50%

Used Cars

• Downpayment: 30% - 50%
• Tenor: 12 - 36 months
• Max. number of kilometers (mileage): 100000km
• Max. Age Car: 3 years.

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